Overdraft Protection Options - FAQ
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Can I use other accounts I have with WSECU to cover overdrafts?
是的. Your WSECU savings account(s) and/or other checking accounts you have with us are eligible.
Can I use my 货币市场 Account to cover overdrafts?
No – 货币市场s are not eligible.
What are my other options?
- 签证® credit card (subject to credit approval)
- 个人 line of credit (subject to credit approval)
- 礼貌支付
How does overdraft work for different products WSECU offers?
Any savings account or other checking accounts you have with WSECU
特性
Transfers in $100 increments. Fee per occurrence1
它是如何工作的
Transfers occur automatically when funds are needed
How to request it
Call us or stop by to set it up
访问我们的 Overdraft Services page for more information.
礼貌支付
特性
Fee per occurrence1. Available on checks, electronic payments2, ATM and debit transactions
它是如何工作的
Transaction coverage occurs when funds are needed3
How to request it
Coverage is automatic for checks and electronic payments. Opt in required for ATM and everyday debit card transactions
Line of credit
特性
Transfers in $25 increments. Interest accrues on balance. Pre-established limit to draw on
它是如何工作的
Transfers occur automatically when funds are needed
How to request it
需要 loan application. Subject to credit approval.
签证 credit card
特性
Fee based on amount advanced4. Pre-established limit. Transfers in $25 increments.
它是如何工作的
Transfers occur automatically when funds are needed
How to request it
需要 loan application. Subject to credit approval.